Can I legally buy/build and ride an ebike that’s faster than 20 mph? Yes you can, but you need to know that the ebike is no longer considered equivalent to a bicycle and is subject to other state vehicular classifications. The definitions for electric bikes spanning 20-30mph, and 1-2 horsepower ranges, will vary from state to state, resulting in a no-man’s-land consensus about limits for motor vehicle definition. The common label for a 20-30mph, 2-wheeled vehicle with active pedals is a Moped. Other MVA labels include motor scooter, motorbike and dirt bike which may have equivalent power and speed performance, but do not have pedals to assist and move the vehicle.
There's much less of a sensation of the Electrified S2 'fighting back' once you hit 15.5mph, as well. That's helped by the automatic 2-speed gear box, although this does take some getting used to. Because its cogs are very different sizes you can end up with all sorts of cadence problems as it auto-shifts from high back to low. With practice you can avoid this, or of course you could in theory fit a second cog that's closer in size to the first.